Terms & Conditions


GreenPeak Loans (GPL) – Service Terms and Conditions for Website Access and Use


This website is owned and operated by GreenPeak Loans (GPL). GPL may grant you, the "User" or "you", access to various content, resources, communication tools, public forums, commerce platforms, and additional services via its collection of websites known as "The Service." By accessing GPL websites, you agree to the subsequent Terms of Service.


This Agreement includes a mandatory arbitration clause, stipulating that both you and GPL agree to settle certain disagreements through binding individual arbitration, foregoing the right for these disputes to be resolved by a judge or jury. However, you retain the option to opt out of this arbitration agreement.


GreenPeak Loans is not liable for supplying any facilities or equipment necessary for you to access its services. You acknowledge and agree that the Service may contain advertisements and sponsorships, which are crucial for GPL to deliver the Service. Moreover, you understand and agree that GPL offers no guarantees or assurances regarding the fitness, reliability, availability, timeliness, or accuracy of the information, products, services, and accompanying graphics provided within The Service for any purpose. The Service is extended "as is" and comes without any warranty whatsoever. GreenPeak Loans disclaims all warranties and conditions related to The Service.




Eligibility


The Service is available exclusively to individuals and entities that can form legally binding contracts under applicable law. Minors, for instance, are prohibited from using the Service. Should you be under the age of 18, you are required to cease using this website immediately.




Acknowledgment and Acceptance of Terms of Service


By engaging with the Services or accessing GreenPeak Loans websites in any capacity, you consent to abide by these terms and conditions, along with all referenced policies and guidelines. The Service is presented to you under the stated terms and conditions, any modifications, and the various operational rules or policies that GPL may publish periodically as part of the Terms of Service/Legal Disclaimer and related disclosures, all of which are incorporated here by reference. The GreenPeak Loans Terms of Service constitute the whole agreement between you and GPL regarding the Services, overriding any prior arrangements related to the content herein.




Modification of Terms of Service


GreenPeak Loans reserves the right to amend any of the terms, conditions, and notices under which the Services are offered. You are accountable for regularly reviewing these terms and conditions and any changes or updates we may include over time. Your continued engagement with the Service signifies your acceptance of all such terms, conditions, and notices.




Service Modifications


GreenPeak Loans may at any time, without notice to the User, alter or cease the Service (or any part thereof), either temporarily or permanently. You acknowledge that GPL shall not be liable to you or any third party should any aspect of the Service be modified, suspended, or discontinued.




User Conduct and Responsibilities


As a prerequisite for your utilization of the Service, you, the User, commit to:


(a) providing true, accurate, current, and complete information about yourself as prompted by the Service's registration forms ("Registration Information"); and


(b) maintaining and updating the Registration Information as necessary to ensure that it remains accurate, current, and complete.


Should any information you furnish prove to be untrue, inaccurate, outdated, or incomplete, GreenPeak Loans reserves the right to terminate your account and refuse any current or future use of the Service.


Furthermore, GreenPeak Loans holds the right to use and disclose aggregate registration information to third parties in relation to marketing services, subject to adherence to our privacy policy. You have granted GreenPeak Loans the consent to employ your Registration Information to personalize advertising and service offerings, tailor content to your interests, satisfy your demands for specific products and services, and communicate with you via email or other methods regarding special offers or new products.




Usage Obligations


In utilizing GreenPeak Loans' Service, you are obligated not to employ the Service for any unlawful purposes. You are solely responsible for the content of your transmissions through the Service.


You agree not to use the Service to:


(a) Obstruct or interfere with other Users' ability to use and enjoy the Service;


(b) Infringe any local, state, national, or international laws and regulations;


(c) Impersonate any person or entity, falsely state, or misrepresent your affiliation with a person or entity;


(d) Interrupt or disrupt the Service or networks connected to the Service, or disobey any network requirements, procedures, or regulations;


(e) Distribute materials related to surveys, chain letters, spamming, contests, pyramid schemes, or any repetitive or unwanted messages (commercial or otherwise);


(f) Transmit content that is illegal, harmful, abusive, offensive, defamatory, vulgar, obscene, or otherwise objectionable, including content that invades another's privacy or is ethnically offensive;


(g) Share content that infringes upon patents, trademarks, copyrights, or other proprietary rights unless you have the authority or all necessary permissions;


(h) Upload files containing viruses, worms, corrupted data, or any other software designed to damage or disrupt the function of computer or telecommunications equipment;


(i) Market, offer to sell, or buy goods or services for any business purpose, unless the Service explicitly permits such activities; and


(j) Replicate, duplicate, sell, resell, or use any part of the Service for commercial purposes without authorization.




Links Within the Service


The Service or third parties may provide links to other global websites or resources, including those related to the credentials and disciplinary histories of professionals. Since GreenPeak Loans has no control over such external sites and resources, you acknowledge and agree that GreenPeak Loans is not responsible for their availability, and does not endorse, and is not liable for any content, advertising, products, or other materials on or accessible from such sites or resources. You also acknowledge and agree that GreenPeak Loans shall not be liable, directly or indirectly, for any damage or loss caused by or in association with the use of or reliance on any content, goods, or services available through any such external site or resource.




GreenPeak Loans' Proprietary Rights


You acknowledge and agree that the Service, along with any essential software utilized in connection with the service ("Software"), comprises proprietary and confidential material safeguarded by intellectual property laws and other legal statutes. You also acknowledge and agree that content made available to you through the Service is protected by copyright, trademarks, patents, or other proprietary rights and laws. Unless explicitly authorized by GreenPeak Loans, you agree not to alter, rent, lease, lend, sell, distribute, or create derivative works based on the Service or the Software, either in part or as a whole.




Privacy Policy


Your registration details and certain other personal information are subject to our online Privacy Policy. For further details, you can review our privacy policy at

www.GreenPeakLoans.com



Limitation of Liability


You fully understand and agree that, to the legal extent permissible, GreenPeak Loans shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, usage, data, or other intangible losses (even if GreenPeak Loans has been informed of the possibility of such damages), arising from:


(i) the use or the inability to use the Service;


(ii) the cost of procurement of substitute goods and services resulting from any goods, data, information, or services bought or obtained, messages received, or transactions entered into through or from the Service;


(iii) unauthorized access to or alteration of your transmissions or data;


(iv) statements or conduct of any third party on the Service;


(v) any other matter relating to the service.




Indemnity


You agree to indemnify and hold harmless GreenPeak Loans, its subsidiaries, affiliates, officers, agents, co-branders, partners, and employees from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of content you submit, post, transmit, or make available through the Service, your use of the Service, your connection to the Service, your breach of these terms of use, or your violation of any rights of another, whether direct or indirect.




Special Admonitions for International Use


Acknowledging the global nature of the internet, you agree to adhere to all local regulations pertaining to online behavior and acceptable content. Specifically, you agree to abide by all relevant laws regarding the exportation of technical data from either the United States or the country in which you reside.




Content Provided to the Service


GreenPeak Loans does not claim ownership of the "content" (in the form of data, text, software, music, sound, photographs, graphics, video, messages, or other materials) you provide to GreenPeak Loans (including feedback and suggestions) or post, upload, transmit, input, or submit to any GreenPeak Loans site or service for review by the general public. However, by submitting, posting, uploading, or making available content or any other material, you grant GreenPeak Loans and its affiliate sites an unrestricted, irrevocable license to use your submission in connection with their internet businesses, which includes, without limitation, the rights to copy, distribute, transmit, publicly display, perform, reproduce, edit, translate, and reformat your submission, and to publish your name in connection with your submission.




Copyright Infringement Policy


In compliance with the provisions of the Digital Millennium Copyright Act, Title 17 United States Code Section 512(c)(2) ("DMCA"), GreenPeak Loans is committed to addressing claims of copyright infringement and will take appropriate action when necessary. If you believe that your work has been reproduced or used on this website in a way that constitutes copyright infringement, please provide a written notice of claimed infringement to our Designated Agent with the following information:


A physical or electronic signature of the copyright holder or a person authorized to act on their behalf;Identification of the copyrighted work claimed to have been infringed, including the date of copyright;Identification of the material that is claimed to be infringing and that you request to be removed from the website, along with a sufficient description of where the infringing material is located on the site;Adequate information to allow us to contact you, such as your address, telephone number, and email address;A statement by you that you have a good faith belief that the disputed use of the material is not authorized by the copyright owner, its agent, or the law;A statement by you, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on their behalf.




Applicable Law


By accessing the GreenPeak Loans website, you agree that the laws of the State of Delaware, without regard to its conflict of laws principles, will govern these Terms of Use and any dispute of any kind that might arise between you and GreenPeak Loans.




Disputes


Any dispute relating in any way to your use of the website or to products or services sold or distributed by GreenPeak Loans will be resolved by binding arbitration, to be held in King County, Washington, rather than in court, except that GreenPeak Loans may seek injunctive relief in any jurisdiction in case of infringement or other misuse of intellectual property rights. The arbitration shall be conducted in accordance with the prevailing rules of the American Arbitration Association. The arbitrator's award shall be final and binding, and may be entered as a judgment in any court of competent jurisdiction. No arbitration under these Terms of Use shall be joined to an arbitration involving any other party subject to these Terms of Use, whether through class arbitration proceedings or otherwise.



Disclaimers:

The purpose of GreenPeak Loans (“the website”) is to connect potential borrowers with lenders and financial service providers. GreenPeak Loans (“the website”) does not provide any offers of credit or solicitations to lend. The website and its operators only provide a service and are not agents, representatives, or brokers of any lender, do not make any credit decisions, and do not charge potential borrowers for any loan or product.


We are paid by Lenders, Lender Networks, and other Advertisers:

GreenPeak Loans (“the website”) offers a free, for-profit, advertiser-supported loan-connecting service to consumers. Lenders in our network and third-party lender networks we use pay us if a lender offers you a loan after reviewing your information through our service. You never have to pay a fee to use our services to connect you to a loan offer. Always review all options available to you and never assume a loan offer you receive is the best loan offer available to you. See our Ad Disclosure for more information.



Personal information and credit implications:

GreenPeak Loans (“the website”) may collect personal information provided by you for the purpose of submitting it to our lending partners. The purpose of this is to obtain consumer report information from your credit profile in order to conduct a credit check, verify your information, review your creditworthiness, prequalify you, and/or determine if you qualify for certain credit terms. You are under no obligation to use this website to apply for credit or initiate contact with any lender.


Late payments or nonpayment of loans may result in additional fees or collection activities, or both, as well as negative impacts to your credit score. Each lender has their own terms and conditions; please review their policies for further information.



Availability:

Residents of some states in the U.S. may not qualify for a loan as a result of certain lender requirements. GreenPeak Loans (“the website”) does not guarantee that submitting your information will result in you being offered a loan product by a lender or being offered a product with the rates or terms you desire. Many factors about you and your loan request information will impact the terms of the loans that may be offered to you. Always review all options available to you and never assume a loan offer you receive is the best loan option available to you.


Sacramento, CA 95816

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