Privacy Policy
Privacy Policy
Please be aware that all communications with GreenPeak Loans may be recorded or monitored for quality assurance and training objectives.
Online Privacy Policy Scope
This Privacy Policy is applicable to
, which is owned and managed by GreenPeak Loans (hereafter referred to as "we," "us," or "the Company"), as well as any other online platform affiliated with or linking to this Policy (individually a "Platform," and collectively, the "Platforms"). This Policy outlines how we collect, utilize, and safeguard the personal data you share with us. It also presents the options available to you regarding access, updates, and corrections to your personal data.
Your Consent to This Policy
By accessing and using our Platforms, you agree to the terms and conditions set forth in this Privacy Policy, including the collection and handling of your personal information as described.
Unresolved Privacy Concerns
Should you have any privacy-related issues or data use concerns that we have not adequately addressed, please reach out to us at
.
Collection and Utilization of Personal Information
We collect the following types of personal information:
Contact details, such as your name, email address, postal address, and phone number.
We gather this information when you:
Subscribe to our newsletter or join our mailing list.Reach out to us with inquiries or request further details about our offerings.
The collected information is used to:
Provide you with the information, products, or services you've requested.Handle customer service queries.Distribute newsletters to you.Deliver marketing communications.Address your questions and concerns.
Information from Third Parties
We acquire marketing data about our customers from third-party sources and merge this with the personal data our customers provide us. This enables us to serve targeted advertisements and product offerings that we believe will interest our customers. This information is only disclosed to agents or service providers acting on our behalf, who are contractually bound to use the information exclusively for the purpose for which it was provided.
Sharing of Personal Information
We will only share your personal information with third parties in ways that are consistent with this Privacy Policy. Your personal data will not be sold, rented, traded, or disclosed to third parties without your prior notification and consent.
Your Options for Unsubscribing
To stop receiving newsletters or promotional emails from GreenPeak Loans, you have the option to follow the 'unsubscribe' directions provided in each communication. Alternatively, you can reach out to us at
to opt out.
Use of Cookies and Related Technologies
Cookies
GreenPeak Loans and our partners employ cookies or comparable technologies for various purposes such as analyzing visitor patterns, overseeing the website, and collating broad demographic data about our users. While you can manage cookies through your web browser's settings, be aware that disabling cookies might restrict your access to certain functionalities on our website.
Log Files
Similar to most online platforms, we automatically collect particular data and save it in log files. This may involve Internet Protocol (IP) addresses, the type of web browser you're using, your Internet Service Provider (ISP), referral and exit pages, your operating system, timestamps, and data on the pages you visit.
We utilize this data to examine trends, manage our website effectively, and collect broad demographic information about our user community.
When you make a purchase or engage with our services, we may record your IP address as a security measure against fraudulent activities.
Third-Party Advertising Partners
We collaborate with third-party agencies to either present advertisements on our site or to control our advertising on external websites. These third parties may utilize technologies, including cookies, to gather data about your activities on this and other sites to offer you targeted advertising based on your interests. If you'd like to opt out of receiving interest-based ads, you can email us at
. Note that this will not prevent you from seeing ads altogether; you will still receive generic ads.
Modifying or Deleting Your Personal Data
On your request, we will confirm whether we are holding any of your personal information. To inquire about, correct, or remove your personal data, please email us at
. We'll address your request within a reasonable timeframe.
Data Storage Duration
We will store your data as long as your account remains active or as long as it's needed to furnish you with our services. Additionally, we will keep your information for compliance with legal obligations, for resolving disputes, and for enforcing our contracts.
External Site Links
Our platform features links to other external websites with distinct privacy protocols. If you submit your personal information to these external sites, you will be subject to their specific privacy guidelines. We strongly recommend that you review the privacy policies of any websites you visit.
Social Media Integration
Our website incorporates Social Media functionalities such as the Facebook "Like" button and interactive mini-applications (widgets) like the "Share This" button. These functionalities might capture your IP address and the specific page you're navigating on our site, and may set a cookie to facilitate the functionality. Social Media functionalities can be hosted by either a third party or directly on our site, and your interactions with these are subject to the privacy policies of the third-party providers.
Customer Testimonials
Our website showcases testimonials from satisfied customers. Should you agree, we may display your testimonial along with your name. To update or remove your testimonial, please contact us at
.
Data Security
We prioritize the security of your personal data and adhere to industry standards for its protection, both during its transmission and once received. However, no digital transmission or storage mechanism is entirely secure. While we aim to use commercially reasonable methods to protect your data, absolute security cannot be guaranteed.
For any concerns regarding security, feel free to reach us at
.
Webpage Framing
Some sections of our website use framing techniques to serve content from our partners while maintaining our site's appearance. Be aware that you are providing your personal data to these third-party entities and not to GreenPeak Loans.
California Do Not Track Disclosures
At this time, we don't respond to browser "Do Not Track" requests as we don't track individual users across the web.
Third-Party Data Collection
No third parties collect personal information about an individual's online activities over time and across different websites when they visit
.
California Resident Advisory
In accordance with California legislation, if you are a resident of California or have provided us with a California address or phone number, we will automatically treat your account as a "do not share" with third parties for anything beyond what's permitted by California law. We'll also minimize data sharing even among our affiliated companies.
Vermont Resident Advisory
For residents or accounts linked to Vermont addresses, we will automatically configure your account to restrict sharing of your information with third-party entities that are not affiliated with us. If we do share any information, it will only be basic details such as your name, contact details, and transaction history with us, and only with third parties we have joint marketing agreements with.
Nevada Resident Advisory
As mandated by Nevada state law, we offer you the option to place your name on our internal Do Not Call List. To exercise this right, please make your request in writing to
. Additionally, we are required to provide the following contact information:
Bureau of Consumer Protection, Office of the Nevada Attorney General
555 E. Washington St., Suite 3900, Las Vegas, NV 89101
Phone: 702-486-3132
Email:
International Users Notice
Our Online Privacy Policy is geared towards users within the United States. If you are accessing our site from outside the U.S., be aware that your data may be transferred to, stored in, and processed within the U.S. While the data protection laws in the U.S. and other countries may differ, by using our services, you acknowledge and agree to the transfer and processing of your information in the United States.
Child Online Privacy Protection
We do not knowingly collect personal information from children under the age of 13, and our site is not designed to be used by individuals under this age. For more information on COPPA, you can visit the Federal Trade Commission's website. If you suspect that we have collected information from a minor or someone under the age of majority in their jurisdiction, please reach out to us through our contact information listed in the “Contact Us” section below to remove this data.
Changes to Privacy Policy
Our Privacy Policy may be updated periodically to reflect changes in our data management practices. Any changes made will be reflected by the “Last Updated” date at the top of this page. Continuing to use our services after these updates constitutes acceptance of any changes.
Disclaimers:
The purpose of GreenPeak Loans (“the website”) is to connect potential borrowers with lenders and financial service providers. GreenPeak Loans (“the website”) does not provide any offers of credit or solicitations to lend. The website and its operators only provide a service and are not agents, representatives, or brokers of any lender, do not make any credit decisions, and do not charge potential borrowers for any loan or product.
We are paid by Lenders, Lender Networks, and other Advertisers:
GreenPeak Loans (“the website”) offers a free, for-profit, advertiser-supported loan-connecting service to consumers. Lenders in our network and third-party lender networks we use pay us if a lender offers you a loan after reviewing your information through our service. You never have to pay a fee to use our services to connect you to a loan offer. Always review all options available to you and never assume a loan offer you receive is the best loan offer available to you. See our Ad Disclosure for more information.
Personal information and credit implications:
GreenPeak Loans (“the website”) may collect personal information provided by you for the purpose of submitting it to our lending partners. The purpose of this is to obtain consumer report information from your credit profile in order to conduct a credit check, verify your information, review your creditworthiness, prequalify you, and/or determine if you qualify for certain credit terms. You are under no obligation to use this website to apply for credit or initiate contact with any lender.
Late payments or nonpayment of loans may result in additional fees or collection activities, or both, as well as negative impacts to your credit score. Each lender has their own terms and conditions; please review their policies for further information.
Availability:
Residents of some states in the U.S. may not qualify for a loan as a result of certain lender requirements. GreenPeak Loans (“the website”) does not guarantee that submitting your information will result in you being offered a loan product by a lender or being offered a product with the rates or terms you desire. Many factors about you and your loan request information will impact the terms of the loans that may be offered to you. Always review all options available to you and never assume a loan offer you receive is the best loan option available to you.