E-Consent


GreenPeak Loans Consent for Electronic Signatures, Records, and Disclosures ("E-Consent")


Please read this information carefully and print and/or save a copy for your records. You are submitting a request to be connected with one of our third-party lenders. In order to offer you a loan, these third-party lenders need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent"). This notice outlines your rights regarding electronic disclosures, notices, and other information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").




Option for Paper or Non-Electronic Records


You may request paper copies of any Disclosures by contacting the third-party lender directly. The lenders will provide paper copies at no cost to you. All Disclosures will be retained by the lender as required by applicable law.




Scope of Consent


This E-Consent applies to all online interactions between you and the third-party lender, including interactions via mobile devices such as phones, smartphones, and tablets. By consenting, the third-party lender may process your information electronically and communicate with you via digital channels. Disclosures may be provided via email or displayed on the lender's or our website.




Consenting to Do Business Electronically


Before choosing to do business electronically, please make sure you have the necessary hardware and software capabilities as outlined below.




Withdrawing Consent


Your E-Consent for our loan request service and for consideration by third-party lenders is for a one-time transaction and cannot be withdrawn after submission. If you are connected with one or more lenders, you may withdraw your E-Consent with those lenders directly at any time, at no cost. However, withdrawing your E-Consent prior to receiving credit may prevent you from obtaining a loan. Contact the lender directly if you wish to withdraw your consent. Withdrawing consent does not affect the legal validity of any disclosures already received electronically.




Hardware and Software Requirements


To access and retain electronic Disclosures, you will need:


A PC or Mac-compatible computer or device with internet accessA valid email accountAn internet browser that supports at least 128-bit encryption (e.g., Microsoft® Internet Explorer, Mozilla Firefox®, Google Chrome®, Safari®)PDF viewing software, such as Adobe® Acrobat Reader or Foxit®A printer or storage device (e.g., hard drive or cloud storage) to retain copies for future reference


If you have questions about the hardware/software requirements, contact the third-party lender directly.




Change to Your Contact Information


You are responsible for keeping your contact information up to date. To update your email or mailing address, log into the lender’s website or send a written notice directly to the lender.




Your Ability to Access Disclosures


BY CLICKING "SUBMIT", YOU ASSENT TO OUR TERMS.

YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE FORMATS DESCRIBED ABOVE.




Consent


BY CLICKING "SUBMIT", YOU AGREE TO THE TERMS.

YOU CONFIRM THAT YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO:


Using electronic signaturesReceiving all disclosures and records electronicallyConducting business electronically with the third-party lender


You understand you may request paper copies of records and disclosures at no charge. If you do not proceed, it means you do

not

consent to electronic signatures or doing business electronically. Please note that your consent to electronic disclosures is required in order to receive services from third-party lenders over the internet.



Disclaimers:

The purpose of GreenPeak Loans (“the website”) is to connect potential borrowers with lenders and financial service providers. GreenPeak Loans (“the website”) does not provide any offers of credit or solicitations to lend. The website and its operators only provide a service and are not agents, representatives, or brokers of any lender, do not make any credit decisions, and do not charge potential borrowers for any loan or product.


We are paid by Lenders, Lender Networks, and other Advertisers:

GreenPeak Loans (“the website”) offers a free, for-profit, advertiser-supported loan-connecting service to consumers. Lenders in our network and third-party lender networks we use pay us if a lender offers you a loan after reviewing your information through our service. You never have to pay a fee to use our services to connect you to a loan offer. Always review all options available to you and never assume a loan offer you receive is the best loan offer available to you. See our Ad Disclosure for more information.



Personal information and credit implications:

GreenPeak Loans (“the website”) may collect personal information provided by you for the purpose of submitting it to our lending partners. The purpose of this is to obtain consumer report information from your credit profile in order to conduct a credit check, verify your information, review your creditworthiness, prequalify you, and/or determine if you qualify for certain credit terms. You are under no obligation to use this website to apply for credit or initiate contact with any lender.


Late payments or nonpayment of loans may result in additional fees or collection activities, or both, as well as negative impacts to your credit score. Each lender has their own terms and conditions; please review their policies for further information.



Availability:

Residents of some states in the U.S. may not qualify for a loan as a result of certain lender requirements. GreenPeak Loans (“the website”) does not guarantee that submitting your information will result in you being offered a loan product by a lender or being offered a product with the rates or terms you desire. Many factors about you and your loan request information will impact the terms of the loans that may be offered to you. Always review all options available to you and never assume a loan offer you receive is the best loan option available to you.


Sacramento, CA 95816

©2024 GreenPeak Loans. All rights reserved.